The Online Channels may provide links to other third-party websites and features, or contain third-party cookies, that are not owned or controlled by the Better Topics. We are not responsible for the privacy practices of third parties, which are subject to their respective privacy policies.
PERSONAL INFORMATION WE OBTAIN
We may obtain personal information through the Channels. The types of personal information we may obtain include:
In addition, in connection with our insurance and financial services products, we may obtain government-issued ID numbers and Tax ID numbers, such as US Social Security numbers.
Please note that providing personal information to us is voluntary on your part. If you choose not to provide us certain information, we may not be able to offer you certain products and services, and you may not be able to access certain features of the Online Channels.
COOKIES AND SIMILAR TECHNOLOGIES
HOW WE USE PERSONAL INFORMATION
We may use the personal information we obtain to:
We may combine personal information we obtain through Online Channels with information we obtain through Offline Channels, as well as other information, for the purposes described above. We may anonymize or aggregate personal information and use it for the purposes described above and for other purposes to the extent permitted by applicable law. We also may use personal information for additional purposes that we identify at the time of collection. We will obtain your consent for these additional uses to the extent required by applicable law.
Where required by applicable law, we will obtain your consent for the processing of your personal information for direct marketing purposes.
The legal basis for Better Topics processing your personal information as described above will typically be one of the following:
PERSONAL INFORMATION SHARING
We do not sell or otherwise disclose personal information about you except as described here or at the time of collection.
We may share personal information with service providers we have retained to perform services on our behalf (such as payment processing, order fulfillment, customer support and data analytics). These service providers are contractually required to safeguard the information provided to them and are restricted from using or disclosing such information except as necessary to perform services on our behalf or to comply with legal requirements.
We may disclose personal information about you (1) if we are required or permitted to do so by applicable law or legal process (such as a court order or subpoena), (2) to law enforcement authorities or other government officials to comply with a legitimate legal request, (3) when we believe disclosure is necessary to prevent physical harm or financial loss, (4) to establish, exercise or defend our legal rights, (5) in connection with an investigation of suspected or actual fraud or illegal activity or (6) otherwise with your consent.
We reserve the right to transfer to relevant third-parties any information we have about you in the event of a potential or actual sale or transfer of all or a portion of our business or assets (including in the event of a merger, acquisition, joint venture, reorganization, divestiture, dissolution or liquidation) or other business combination. In such case, we will require the relevant third parties to provide comparable levels of protection as the ones Better Topics provides with respect to the information we share.
You also may exercise choice over how information about your interests is used by ad networks to deliver you relevant advertising. To learn how to opt out of ad network interest-based advertising in the United States, please visit Digital Advertising Alliance, the Network Advertising Initiative, and TrustArc. In the European Union, please visit European Interactive Digital Advertising Alliance or TrustArc. The Online Channels are not designed to respond to “do not track” signals received from web browsers.
HOW WE PROTECT PERSONAL INFORMATION TRANSMISSION
We maintain administrative, technical and physical safeguards, consistent with legal requirements where the personal information was obtained, designed to protect against unlawful or unauthorized destruction, loss, alteration, use or disclosure of, or access to, the personal information provided to us through the Channels.
RETENTION OF PERSONAL INFORMATION
CHILDREN’S PERSONAL INFORMATION
HOW TO CONTACT US
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